Your money, one tap away: bill splitting and Krak’s new home screen are here

TL;DR

• Krak‘s redesigned location screen consolidates card management, balance visibility, Vaults, and Send/Receive into a azygous view, eliminating the multi-screen navigation communal successful competing personal concern apps.
  
• Krak’s Split Bill feature supports 600+ currencies, 160+ countries, and charges zero transaction fees, enabling users to divided and settee expenses successful cash oregon crypto crossed borders with a azygous tap.
  
• Krak’s passive income trifecta combines 1% cashback connected paper spend, up to 8% APY connected Vaults, and a 1% Salary Match connected nonstop deposits, making it a competitory enactment for users seeking everyday returns connected a spending and savings app.

Your day-to-day fiscal life, beforehand and center

A wealth app should beryllium arsenic elemental to usage arsenic the task you opened it to do. Check your balance. Send money. See what’s earning. Move on.

But determination on the way, wealth apps got complicated. Actions you execute each time (checking your card, glancing astatine a vault, sending a person what you beryllium them) ended up scattered crossed aggregate screens, buried down menus, and separated by unnecessary taps. 

We fixed that.

Everything you usually check, each connected 1 screen

The caller Krak location screen puts each the things you scope for astir successful the aforesaid place.

Your Krak card is present the ocular anchor, beforehand and halfway the infinitesimal you unfastened the app, with paper absorption a pat away. Every acquisition you marque earns up to 1% cashback, paid successful currency oregon crypto.

That meal you conscionable paid for? Already earning. The formation you booked? Earning. The circular you bought that you’ll ne'er get paid backmost for? At slightest that’s earning, too.

Below the card, your balance and spendable amount are close there, on with your APY, nary drilling into sub-screens. You spot precisely what you person and what you tin use, instantly.

Your Vaults, wherever your wealth is softly earning up to 8% APY, are surfaced straight underneath. No navigating away. No loading different screen. You tin spot what’s increasing portion you’re checking what you’re spending. What’s going retired and what’s compounding, astatine a glance.

And past there’s Salary Match. Deposit your paycheck into Krak and gain an up to 1% wage match, fundamentally a bonus conscionable for getting paid wherever you already negociate your money. It’s the benignant of diagnostic that sounds tiny until you bash the mathematics implicit 12 months. Salary Match is accessible from the location surface nether rewards.

Send and Receive beryllium successful a persistent barroom astatine the bottom. Your frequent contacts scroll crossed the mediate of the screen; the person who ever owes you for meal is 1 pat away. Your activity feed and rewards circular retired the view, keeping cashback totals, pending transactions, and incentives successful plain sight.

Card. Cashback. Vaults. Salary Match. Contacts. Send. Receive. Rewards. One screen. That’s the full dashboard.

Why we rebuilt it

We looked astatine however radical really usage Krak. The aforesaid signifier came up implicit and over: unfastened the app, cheque the card, glimpse astatine balances, possibly nonstop money, possibly cheque a vault. Four things, 4 antithetic screens.

The information was clear; paper management, send/receive, and vault checks marque up the immense bulk of regular sessions. So we brought each of it to the surface. The caller location surface besides keeps the 3 engines of passive maturation disposable astatine each times: 1% cashback connected spend, up to 8% APY successful Vaults, and 1% Salary Match connected deposits. Those aren’t buried successful diagnostic pages anymore. 

This redesign besides reflects wherever Krak is heading. As we grow into the US and LATAM, we’re gathering astir a card-first identity, due to the fact that the paper is wherever your fiscal beingness really happens.

Split Bill: settee up with anyone, anywhere

Now, astir the different thing.

You cognize the drill. Dinner hits, you drawback the cheque due to the fact that your card’s already retired (and because, let’s beryllium honest, you privation that 1% cashback). Then you walk the adjacent 4 days sending “hey, you beryllium maine $47” texts to people. Or worse, you conscionable sorb it.

Split Bill fixes this. Pick the people, acceptable the amounts, nonstop the request. Done.

Here’s what makes it antithetic from everything other retired there:

• 600+ currencies: Cash and crypto. Pay successful dollars, divided successful bitcoin, settee successful euros. However your radical operates.
• 160+ countries: Your societal ellipse isn’t confined to 1 ZIP code. Some of them are successful London, immoderate successful Berlin, one’s “doing a happening successful Bali.” Krak doesn’t care. It works everywhere.
• Zero fees: No transaction fees. No hidden conversion markups. Every different splitting instrumentality takes a chopped oregon buries the outgo successful the speech rate. Krak doesn’t.
• One tap: Select friends, split, send. Faster than the statement astir who had the other cocktail.

Built for the mode you really spend

This isn’t conscionable astir splitting dinner. It’s astir the radical travel wherever fractional the unit books successful EUR and the different fractional successful USD (except you, who books successful BTC). It’s the shared Airbnb wherever idiosyncratic ever ends up fronting the deposit. It’s the day acquisition money successful the radical chat. The performance tickets. The yearly skis travel logistics that someway necessitate a spreadsheet.

Split Bill handles each of it crossed borders, with nary fees erstwhile sending successful the aforesaid currency, truthful you tin halt being the unofficial treasurer of your person group.

The bottommost line

Krak makes it easier for you to negociate your regular finances, with a wide overview of wherever wealth sits and compounds. The redesigned location surface gives you instant visibility into your afloat fiscal picture.

Split Bill gives you planetary flexibility nary different app matches. And the halfway trifecta; 1% cashback, up to 8% APY connected Vaults, and 1% Salary Match means each dollar that flows done Krak is moving for you.

No menus. No maze. Your money, 1 pat away.

Update to the latest mentation of Krak oregon download it now. The caller location surface and Split Bill are disposable everywhere.

See Support Center to cheque your eligibility.

1% cashback until March 31, 2026, past complaint depends connected mean assets held with Krak, Kraken and Kraken Pro. T&Cs apply. Please spot this Support Center Article.

1% wage lucifer until May 1, 2026 (not guaranteed), past complaint depends connected mean assets held with Krak, Kraken, and Kraken Pro. Geo restrictions and T&Cs apply.

APY is adaptable and not guaranteed; determination is simply a hazard of loss. Onchain interactions impact technological, market, and operational risks (see Terms of Service). Kraken does not power third-party protocols. Vaults are an unregulated merchandise and are provided by Payward Wallet, LLC. Fees apply. Geo restrictions apply.

Geo restrictions apply. Instant buy/sell fees use erstwhile you person 1 plus to different earlier making a transfer. Please spot our fee schedule for much information.

The station Your money, 1 pat away: measure splitting and Krak’s caller location surface are here appeared archetypal connected Kraken Blog.