Root Expands Its Telematics Car Insurance to New Jersey, Its 37th State

Technology-driven insurer Root has launched its behavior-based car security successful New Jersey, marking its 37th state.

Using mobile telematics, Root calculates its rates chiefly connected existent driving performance, specified arsenic focused driving, creaseless braking, and gentle turns. The strategy tin financially reward harmless drivers. Safe drivers successful New Jersey basal to recognize imaginable yearly savings of up to $1,300, according to the insurer.

Driver onboarding, customized sum selection, argumentation management, and claims routing are handled wholly done Root’s mobile application.

“Expanding to New Jersey is simply a monolithic milestone successful our authorities enlargement strategy arsenic we accelerate toward our extremity of sum successful the contiguous U.S. by 2027,” said Alex Timm, laminitis and CEO of Root. “By entering the Garden State, we’re expanding our scope to a marketplace historically characterized by constricted user choice. Our quality to standard our behavioral pricing exemplary demonstrates the ratio of our exertion and positions america to seizure much marketplace share.”

Root said it plans to further grow to Wyoming, Massachusetts, North Carolina, Michigan, Idaho, and Maine pending regulatory approvals.

Root said it plans to grow its autarkic cause organisation transmission to 100,000 eligible producers. Appointments tin beryllium made successful 24 hours.

Root besides sells done relationships with Carvana, Toyota, and Hyundai Capital; this transmission grew caller writings astir 30% year-over-year.

In May, Root Inc. reported first 4th 2026 nett income of $35.9 million—the champion quarterly effect successful the company’s history—compared with nett income of $18.4 cardinal for the aforesaid play successful 2025.

For the archetypal quarter, the combined ratio came successful astatine 91.4 compared with 95.6 a twelvemonth agone during the aforesaid time. Policies successful unit grew 9% to 495,429 “despite a challenging and progressively competitory environment,” Timm said.

Root ended the twelvemonth 2025 with grounds net income of $40.3 million, a 30% leap compared with $30.9 cardinal for full-year 2024.

In a missive to shareholders, Root said its continued concern successful its strategy puts it connected way “to gathering an wholly automated security carrier.”

Root was founded successful 2015 and is based successful Columbus, Ohio.

Topics Auto New Jersey